Winning in the Cash Flow Business Review

I wish I could say my review of Russ Dalbey's "Winning in the Cash Flow Business" came from investigating other people's experiences with the program. Unfortunately, I saw his infomercial in the middle of the night, I couldn't sleep, and, being in between jobs, thought "Wow! This sounds great! Russ is going to teach me the note business and I am going to get rich just like all the people in his infomercial!" I wish now I had just gone to bed.I grabbed my credit card and picked up the phone. When I called to order, suddenly the cost of program was more then double what the infomercial said (apparently that was just the first installment)- it was actually over 100$ including shipping! When I started to back off, I was told pay up front and save a whole payment-it ended up costing me 80+ odd dollars. I have heard people paying anywhere from just the first 39.95 payment- to 99.95 and all the way up to 300+ for the basic program. What you get are 3 thin paperback reports,and a couple CDs plus some "free fluff" that doesn't even begin to have enough information for you to truly learn note brokerage. That is because their "Gold Mine" is trying to "help" you figure out what the heck you are supposed to do, using their brief, yet confusing program.I quickly learned there is no limit on what you could spend trying to learn this program. I received so many emails and calls (up to 10 calls A DAY to my mobile phone!) asking me to upgrade to this, or join that to help me get note deals... I thought, "isn't that why I bought his course to begin with?!?" These "mentoring programs" ranged from hundreds of dollars to ten THOUSAND dollars. After about 10 days wasting my time trying to locate notes on my own, and not spending thousands on advertising and additional "helpful offers" from Russ I came to realize I had been hoodwinked by a proverbial "get rich quick" scam. The most promising offer I got was to PURCHASE a website from him to promote HIS cash flow business, and he said he'd pay 90$ each time I sent a referral that opted in to the program. Here is an actual quote from his email: "All I ask in return is that you tell your friends, family, neighbors-everyone you know, who you think can benefit from making extra money-to visit my Winning in the Cash Flow Business website."Wow. As if I would do that to my family and friends and neighbors! Try to get them to buy this awful program just to get 90$ from Russ. MY reputation, especially among those I care about, is worth more then that. The only person getting rich from this is Russ Dalbey. Please investigate this program if you are STILL interested- there's no end to the angry, hurt and disappointed comments from people who bought this course.In fact, some professional note brokers, have said that in many states you need special licensing to do what Russ says you can just do by getting his booklets. There is almost no truly usable material on free marketing included. The free ones are suggestions like contacting real estate agents, and hanging about in county courthouses searching for records of people who might have notes, then calling them out of the blue to ask questions about their possible need to sell. Big surprise, neither of these worked for me! Great time waster tho. If you want advice from Russ on how to do it, it's gonna cost you. From what I've seen from people who spent in some cases alarming amounts of money for training, it was a dubious investment. I didn't see ANY that said something like "After spending 3,000 dollars on that mentoring weekend, I came away richer, with a better grasp of what it takes to succeed in this business."In conclusion, I'd like to advise anyone looking for a legitimate home based business with a real chance to succeed and real quality mentoring, that also won't cost you an arm, a leg, and another arm (and maybe the other leg if they can get it from you) to look elsewhere. There ARE Home based businesses out there that can help you achieve your income dreams and goals.Some programs want you to succeed, because people around you succeed along with you, and because the people mentoring you have knowledge they are willing to just share with others.Russ Dalbey's program is not one of them.